Tip of the Week: The Future of Benefits (2/28/00)

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	The Future of Benefits Financial Tip of the Week by Deloitte & Touche OnLine February 28, 2000

For employers, health-care concerns rise. Workers worry about retirement.

See our archive of previous tips on your money, your taxes and your financial plan.

Health-care costs are rising again, and that's becoming the biggest concern among the nation's employee benefits professionals, according to a survey by Deloitte & Touche.

The annual survey can help alert workers on what developments they can expect from their employers' benefit plans. Deloitte & Touche surveyed 363 benefits professionals on their concerns, and on what they believe their companies' workers are concerned about.

For employees, here are the top five benefits concerns:

Evaluate the adequacy of my current level of retirement savings.
Evaluate my current investment options.
Learn more about my health risks and how to control them.
Identify additional ways to save for retirement.
Consider estate planning.

Here are the top five concerns among benefits professionals surveyed:

Control health and welfare costs.
Evaluate, implement and expand use of applications on the Internet or company intranets for disseminating benefits information.
Provide tools for retirement and financial planning.
Provide increased investment education.
Improve the quality of employee communications materials.